Rental Car Insurance is a Necessity

If you’re going on a trip and you’re renting a car, you need to understand the importance of rental car insurance.  Renting a car comes with a wide range of benefits, but if you don’t take out rental car insurance and something happens, such as a wreck, you may be held financially responsible for any damages.  

Fortunately, whether you realize it or not, you might be covered in your rental car just as you would be in your own car.  The only way to find out if your personal auto insurance covers rental cars is by calling your insurance provider.  

When you’re talking with your insurance agent, tell him or her the specifics of your trip, such as location, the purpose of the trip, etc…  By taking a quick look at your  policy, your agent can inform you of whether or not you’re covered.  If you’re not, you definitely need to purchase rental car insurance from the company you rent the car through. 

If you have questions about rental car insurance coverage in Minnesota, please don’t hesitate to contact The Insurance Shop today.