Summer Safety Tips

Summer is the perfect time to enjoy the great outdoors. While there are plenty of fun activities to enjoy this summer, make sure to keep these summer safety tips in mind to ensure a safe and fun summer for everyone.

  • Biking. Always wear a helmet while riding a bike. Wearing the proper helmet can reduce the risk of head injuries by more than 85 percent. Also remember to wear bright colors, reflective lights, and use hand signals so others around you know when you are turning.
  • Swimming. Make sure children are always closely supervised around the water. If you are swimming at the beach, only swim in area with lifeguards.
  • Playgrounds. Always supervise children on playgrounds and do not let them play barefoot in case sharp objects are hidden in the sand. Check the play equipment for screws or nails that are sticking out that could possible hurt children.
  • Grilling. Do not allow children or animals to play around the grilling area. Make sure to place the grill in an open area, away from buildings, low hanging trees, or any other flammable materials. Always keep a fire extinguisher nearby to put out any accidental grilling fires.
  • Lightning. If you are caught in a sudden lightning storm, seek shelter in a large, enclosed building. Stay away from open windows, toilets, sinks, showers, tubs, and electrical outlets.
  • Bugs. Always apply an insect repellent that contains at least 20 percent DEET whenever going near the woods or tall grass. Make sure to check for ticks on children and animals after returning home.
  • Sun. whenever going outside, apply a broad spectrum sunscreen that protects against both UVA and UVB rays and that has an SPF of at least 15. Wear long sleeved clothing, a wide brimmed hat, and sunglasses to protect yourself from the sun.

For all of your insurance coverage needs this summer in the White Bear Lake Minnesota area, contact The Insurance Shop.